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Convenience

Now you can enjoy the convenience of thousands of branch locations worldwide available to St. Paul Federal Credit Union members. Plus, you can conduct most transactions, including deposits, withdrawals and loan payments.

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Looking for a car?

Auto Advantage offers our members fleet service pricing! Take advantage of these deals today?

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St. Paul Federal Credit Union offers TurboTax to help you file your taxes quickly, easily, and at a low cost. File early, and receive your refund in as little as one week.

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Content

Your Money is Safe at St. Paul Federal Credit Union

Your Money is Safe at St. Paul Federal Credit Union.

Recent woes of many banks have resulted in many of our members calling us regarding the security of their savings at St. Paul Federal Credit Union. Your accounts with us are insured by The National Credit Union Association (NCUA).

NCUA Chairman JoAnn Johnson stated recently "Members deposits in federal and almost all state chartered credit unions are insured up to at least $100,000 per account with additional coverage up to $250,000 for certain retirement accounts.

The National Share Insurance Fund is in strong condition.

Members still concerned regarding the insurance coverage on their deposits should visit NCUA's website at www.ncua.gov. Their website contains not only good information on your insurance, but also can help you calculate how much coverage you do have on all of your accounts with St. Paul Federal Credit Union.

0% Car Loans...Too Good to be True?

The old adage, if it seems too good to be true it probably is, holds true when deciphering the 0% car loans being offered by virtually all car dealers these days. The truth is you may be better off with conventional auto financing from your credit union. Here are just a few reasons why:

Dealers' 0% down and special rebate offers are most often available on less popular models, which in turn means lower resale values.
Dealers' 0% financing and/or low rates may have bigger prepayment penalties and may require larger down payments.
Dealer finance plans are limited to what is in stock, which means you get what they have, so you might not get the color or options you are looking for. Of course, you can add-on options and add 25%-30% more to the sticker price of your car!

Visit one of our member representatives with any questions you may have on auto loans or other services available through St. Paul Federal Credit Union. We can help!

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Capital Trust Federal Credit Union to Merge with St. Paul Federal Credit Union on November 30, 2008.

The merger partnership between St. Paul Federal Credit Union and Capital Trust Federal Credit Union will reinforce the goals of both credit unions to continue and improve the products and services we now offer our members.

This partnership will also provide many added new benefits to both credit unions. As the merger time approaches, we will be updating you on many of the great new benefits we will be able to offer the members of St. Paul Federal Credit Union.

Capital Trust Federal Credit Union was chartered in 1946 as St. Paul Federal Employees Credit Union. Its core members still consist of Federal Government employees in both St. Paul and Minneapolis along with an underserved charter covering both the City of St. Paul and the City of Minneapolis. We are looking forward to welcoming the members of Capital Trust to our family and working with them to ensure their financial needs are not only met but exceeded.

Please visit our website regularly for updated information or feel free to call the credit union at 651-772-8744 and either Bonny at x726 or Tim at x724 will be glad to answer any questions you may have.