Real Estate Loan Rates

Home Equity Line of Credit

Variable Rate. 15-year Amortization

Loan to ValueAnnual Percentage Rate (APR)

Up to 80%

3.75%

Over 80%

5.75%

Second Mortgage

Fixed Rate.

Loan to ValueTerm Annual Percentage Rate (APR) Payment Example 
Up to 80%  5 Years  4.00%  $18.42 per $1,000 borrowed 
Over 80% 5 Years  7.00% $19.81 per $1,000 borrowed
Up to 80%  10 Years 4.50% $18.65 per $1,000 borrowed
Over 80% 10 Years 7.50% $20.04 per $1,000 borrowed
Up to 80% 15 Years 5.50% $19.11 per $1,000 borrowed
Over 80% 15 Years 8.00% $20.28 per $1,000 borrowed
First Mortgage
Type of LoanAnnual Percentage Rate (APR)

First Mortgage

Check Current Rates

If you have any further questions, please contact us.

All rates are deemed reliable, but not guaranteed. Please call the credit union with any questions you may have regarding rates. Rates can change at any time. Rates and terms are based on an individuals credit worthiness. Rates quoted are the lowest possible rates and reflect borrowers with exceptional credit history. All rates are based on term. All loans are subject to credit approval. 

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