St. Paul Federal Credit Union Disclaimer

Thank you for visiting the St. Paul Federal Credit Union web site. These guidelines were developed to ensure a useful, fun and safe experience for everyone who visits our website. St. Paul Federal Credit Union reserves the right to change these guidelines and disclaimers at any time, and as a visitor to this site you agree that each visit you make to the St. Paul Federal Credit Union web site shall be subject to the current guidelines.

We encourage you to share your comments and questions with us and other users. We promise to read all the mail you send to us, but we may not be able to respond to all of them. Please note that we assume no responsibility for reviewing unsolicited ideas for our organization (like product or advertising ideas) and will not incur any liability as a result of any similarities that may appear in future St. Paul Federal Credit Union programs. Also, please remember that you are responsible for whatever materials you submit, and that you, not St. Paul Federal Credit Union, have full responsibility for the message, including its reliability, originality, and copyright. Please do not reveal trade secrets or other confidential information in your messages. Any and all rights to materials and ideas submitted to us become the exclusive property of St. Paul Federal Credit Union.

By sending us a message in the information request/e-mail area, you agree to have it along with your name posted for public viewing both here and in other St. Paul Federal Credit Union promotional and advertising materials without compensation. All messages that are posted here represent the ideas or opinions of St. Paul Federal Credit Union Web Site users and do not represent the ideas or opinions of St. Paul Federal Credit Union. You may copy them as much as you’d like for personal use, but redistribution in any way requires the permission of St. Paul Federal Credit Union. In consideration of this authorization, you agree that any copy of this information, which you make, shall retain all copyright and other proprietary notices contained herein.

The St. Paul Federal Credit Union web site contains links to and frames of sites which are not maintained by St. Paul Federal Credit Union. While we try to include only links to or frames of those sites which are in good taste and safe for our visitors, we are not responsible for the content of those sites and cannot guarantee that sites will not change without our knowledge, and inclusion of such links and frames in the St. Paul Federal Credit Union web site does not imply St. Paul Federal Credit Union’s endorsement of the linked or framed sites or their content.

THE MATERIALS AND INFORMATION YOU FIND ON THE ST. PAUL FEDERAL CREDIT UNION WEB SITE ARE PROVIDED "AS IS", WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION ANY WARRANTY FOR INFORMATION, SERVICES, OR PRODUCTS PROVIDED THROUGH OR IN CONNECTION WITH THE ST. PAUL FEDERAL CREDIT UNION WEB SITE AND ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. Some jurisdictions do not allow the exclusion of implied warranties, so the above exclusion may not apply to you.

This disclaimer of liability applies to any damages or injury caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction or unauthorized access to, alteration of, or use of record, whether for breach of contract, tortuous behavior, negligence, or under any other cause of action.

You specifically acknowledge that St. Paul Federal Credit Union is not liable for your defamatory, offensive, infringing or illegal materials or conduct, or that of third parties, and St. Paul Federal Credit Union reserves the right to remove such materials from the St. Paul Federal Credit Union web site without liability.

The contents of the St. Paul Federal Credit Union web site pages, including, but not limited to text, graphics and icons are copyrighted materials owned or controlled by St. Paul Federal Credit Union and contain St. Paul Federal Credit Union's name, trademarks, service marks and trade names. You may download one copy of these materials on any single computer and print a copy of the materials for your use in learning about, evaluating, or acquiring St. Paul Federal Credit Union’s services or products. No other permission is granted to you, or anyone acting on your behalf, to print, copy, reproduce, distribute, transmit, upload, download, store, display in public, alter, or modify these materials. No permission is granted here to you to use, or permit others to use, St. Paul Federal Credit Union's icons, site address, or other means to hyperlink other Internet sites with any page in the St. Paul Federal Credit Union web site, and St. Paul Federal Credit Union assumes no responsibility for any other party’s site hyperlinked to the St. Paul Federal Credit Union web site.

St. Paul Federal Credit Union may make improvements and/or changes in the products and/or programs described in the St. Paul Federal Credit Union web site including the terms and conditions of your use of this site without liability. St. Paul Federal Credit Union offers services and programs in many parts of the world. The St. Paul Federal Credit Union web site may refer to certain services or programs, which are not available worldwide, without specifically limiting the offers as such. Such reference does not imply that St. Paul Federal Credit Union intends to offer such service or programs in all countries or locations.

Aside from good business sense of meeting our members’ expectations for privacy, St. Paul Federal Credit Union will not disclose your personal financial information to any other party. All individual financial records are protected by St. Paul Federal Credit Union including periodic statements, loan applications, financial statements, mortgages, and canceled checks.

For your protection, St. Paul Federal Credit Union does not accept or process transactions submitted via email.

For complete terms and conditions that govern your account(s) please contact St. Paul Federal Credit Union at 651-772-8744 or toll free at 1-800-782-5767.

 

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