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Real Estate Loans from St. Paul Federal

When considering a real estate loan, let St. Paul Federal Credit Union serve as your one-stop financial institution. We offer a wide selection of real estate loans including Purchase and Refinance First Mortgage Loans, Second Mortgage Loans, Land Loans, Home Improvement Loans, and Home Equity Line of Credit Loans. 

Advantages of a St. Paul Federal Credit Union Real Estate Loan

  • Low interest rates
  • Multiple payment options
  • Minimal closing costs (where applicable)

Types of Real Estate Loans from St. Paul Federal Credit Union

While all of our real estate loans offer the advantages listed above, there are a few differences. Select the type of loan that best meets your needs.

First Mortgage Loans

  • Programs and terms to meet your needs
  • Purchase and refinance
  • Escrow accounts
  • Fixed or adjustable rate options
  • Lifetime loan servicing—St. Paul Federal Credit Union will always be your first point of contact and your payment will always be made to us

Home Improvement Loans

  • Programs and terms to meet your needs
  • Fixed rate loans

Second Mortgage Loans

  • Programs and terms to meet your needs
  • Fixed rate loans

Land Loans

  • 5-year balloon, 30-year payment amortization
  • Fixed rate loans

Home Equity Line of Credit Loans

  • Low interest rates, adjustable and tied to the prime rate  
  • 5-year draw period
  • Terms up to 15 years
  • No origination fee
  • Low closing costs
  • Credit limits offered up to 100% of the value of your primary residence (based on tax value or appraised value)

 

Apply Online

Applying Online is as Easy as 1-2-3

Our goal is to provide the highest level of service at competitive rates. You can apply online in as little as 20 minutes.

  1. Apply online to complete the application.
  2. Your information will be reviewed for instant online approval as soon as you submit your completed application.
  3. A St. Paul Federal Credit Union Mortgage Officer will follow up with you to answer any questions you may have.

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