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Checking

St. Paul Federal Credit Union Checking Advantages

St. Paul Federal Credit Union offers Simply Checking, an interest-bearing checking account with no minimum balance requirements.

Advantages of Simply Checking

Free VISA® ATM/Debit Card

Access to cash Worldwide using any ATM that accepts VISA

24-hour, 7-day account access via eBanking, mBanking, MARS, or our call center

Direct Deposit

Accounts insured to at least $250,000 and backed by the full faith of the U.S. Government 

Bonus Dividends of up to 4.99% APR1 for balances up to $20,000

No monthly minimum balance requirements

Choice of check design2

Requirements to receive 4.99% APR* interest

Make at least 20 debit card purchase transactions per statement cycle (Average purchase transaction of $5.00)

Earn 3.99% APR on balances up to $15,000 when you make 40 debit card purchases per month.

Earn 4.99% APR on balances up to $20,000 when you make 60 debit card purchases per month.

Earn 2.99% APR on balances up to $10,000 when you make 20 debit card purchases per month.

Sign up for eStatements and login to eBanking monthly

Have recurring direct deposit into your checking account (At least 2 direct deposits of $500 each from a qualified payroll or pension provider required)

StPaul Badge 2x

Your enrollment is automatic when the requirements are met each month.

Banking Any Time,
Anywhere, Any device!